money

Updates

Should You Borrow Money Now?

Right now, more than 30 million Americans are on unemployment, or in some states, trying to get unemployment started.  Cash is becoming scarce as the first round of stimulus checks has long since been spent.  But, if you’re running out of cash, should you borrow money to survive?  And if so, where should you go […]

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Credit Scores General Info

What’s in Your Credit Score

Ever wonder what exactly is a credit score?  What even makes up your credit score?  And, even more importantly, exactly what impacts your score has on your finances and why? Basically, a credit score is nothing more than a simple three digit number that credit bureaus use to determine your credit worthiness, but depending on […]

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Budgeting General Info

Avoid Debt By Saying No To An Additional Monthly Payment

Monthly payments are often an irresistible trap to get what we want for a small fee.  After all, who does not want the latest car, smart phone or access to the latest on-line movie?  We all want these things, which is why the additional monthly payment is one of the easiest ways to get into […]

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Catalog Cards Personal Finance

Adulting 101: Make These Money Moves First When You’re Out on Your Own

Being on your own for the first time and managing your money can be scary. Relax. You don’t have to be a Wall Street pro by the time you draw your first paycheck. JJ Montanaro, a CERTIFIED FINANCIAL PLANNER™ with USAA, recommends these three first steps: Understand your pay stub Review your paycheck. Note your […]

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