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Catalog Cards

Christmas in July

Thinking about Christmas in July seems crazy, but really it’s never too early to start planning… And yes, before you start wondering about me, I am aware that it’s actually June, but what got me to thinking about this in the first place is the fact that one of the most popular cable channels announced […]

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Catalog Cards Updates

Is There Still Time for Christmas Catalog Shopping?

As November winds down, finishing up Christmas shopping becomes more of a priority, especially if you’re doing any online shopping at all. (Yes, there still are those places that take up to two weeks to ship your orders!) But, if you have no money for Christmas, and you’re starting to get desperate, what can you […]

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Catalog Cards Updates

Christmas is Just Around the Corner

It’s hard to believe that Christmas is just around the corner once again…but it is. As much as I love the Christmas season, it gets so expensive, and sometimes it’s really difficult to come up with the money needed for all of the Christmas gift giving. That’s why so many people rely on credit cards […]

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Catalog Cards

Easiest Way to Beat the Winter Blues

I don’t know about you, but the winter blues have really set in at my house!  It seems like once you take down the Christmas decorations, the house looks vacant, empty, and downright dull.  It can be really depressing… That’s why I use this time of year to do a little redecorating!  Not only is […]

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Credit Cards Updates

Should You Apply for That Credit Card?

With the holidays rapidly approaching, your mailbox is probably stuffed with catalogs, credit card, and loan offers, but should you apply for that new credit card, order from that catalog (with the promised credit line), or should you cash that short term loan check?  Granted, money is always tight around the holidays, and affording all […]

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Catalog Cards Secured Credit Cards Updates

Can’t Get a Credit Card?

If you’ve had a serious financial setback, it can really hurt your credit score… even to the point that you may not be able to get a conventional credit card.  And if that’s the case, it can be very difficult to get your credit back on track. First and foremost, you’ll want to try and […]

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Catalog Cards Updates

Christmas Shopping?

With the unseasonably cool temperatures over most of the country, it’s beginning to feel like Autumn… Already there are ads running for fall decorating, pumpkin spice everything arrives in just a couple of weeks, and you know that Christmas isn’t far behind (about 137 days or so, to be exact). Have you given any thought […]

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Catalog Cards Updates

Back to School Shopping?

Back to school shopping can get really expensive… Between buying the kids new clothes, new shoes, new computers, tons of school supplies, and then paying ALL those fees when you actually enroll them in school, it can really wreck your budget!  I mean really, who has that much cash put back just for back to […]

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Credit Scores Updates

What is My Credit Utilization Score?

So, you’ve been paying attention to your credit scores, and you understand the payment history, age of accounts, and other stuff, but do you know what the Credit Utilization score on your credit report means?  Credit utilization is exactly what it sounds like, it’s how much of your available credit that you are currently using. […]

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Catalog Cards General Info Secured Credit Cards

Rebuilding Your Credit Can be Easier Than You Think

Worried that your bad credit score will never go away?  Maybe your credit score is so low that you think it’s useless to even try to rebuild it because it will never happen?  Believe it or not, there are millions upon millions of people who are or have been in the same boat you’re in. […]

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