credit score

Credit Tips General Info

New Year – New Financial Plan

Happy New Year! If you’re like most people, a new year is a symbolic new start to certain parts of your life… We all make plans to go on a diet, to exercise more, to work harder, to appreciate all that we have, and so on.  But, have you thought about what your financial plan […]

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Questions

My Credit Card Application is Rejected. Now What?

When you apply for a credit card, there is always the possibility that your application will be rejected.  And when that application is rejected, it’s very tempting to fill out another application or applications with other credit card companies. However, that’s usually not the best course of action.  You see, whenever you fill out a […]

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General Info

Surviving the Crisis

By now, many who've been laid off, furloughed, had our hours cut, or worse, are really running tight on cash, even as the pandemic rages on.  While both federal and state governments have promised quick access to unemployment funds, stimulus checks, and other forms of help, these things take time.  Time that you may no […]

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General Info

Should You Apply for A Card with an Annual Fee?

When it comes time to get your first credit card, or perhaps get a new credit card, take time to sit down and make a list of everything about the cards that you're interested in.  The PROS and the CONS.  Depending on your credit level, the cards you're interested in, the rewards available (if any), and […]

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General Info

10 Ugly Truths About Credit Cards

Credit card debt is one of the most difficult financial obstacles to overcome – interest rates are high, minimum payments barely scratch the surface of the actual debt, and it's just so, so easy to fall into the trap you set for yourself whenever you use your credit cards without having a real plan for […]

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Credit Cards General Info

Should You Apply for A Card with an Annual Fee?

When it comes time to get your first credit card, or perhaps get a new credit card, take time to sit down and make a list of everything about the cards that you’re interested in.  The PROS and the CONS.  Depending on your credit level, the cards you’re interested in, the rewards available (if any), and […]

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Credit Scores

Big Changes May Be Coming to Your Credit Score!

Your credit score could soon go up… or down! Thursday, FICO announced a new scoring model that will take into account your overall debt level, including personal loans.  Previously, scoring models focused on snapshots of payment histories, however, the new model will give lenders more information about how overall credit (and debt) is managed by […]

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Credit Cards Credit Tips

It Really is Easy to Get Credit Cards

Even though it’s not really the “shopping” season, your mailbox is still probably stuffed with offers for loans, credit cards, and catalog offers on a regular basis.  Why is that?  Since when did it become a year round thing to “sell” us, the consumer, on a different credit card, a personal loan, or store credit card?  […]

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Credit Cards Updates

Check Out Our New Offers

If you haven’t visited our site lately, you’re missing out on our newest offers! From updated offers direct from the best credit card merchants to our new credit card matching tools, if you want to rebuild your credit, save money, or even take the trip of your dreams this year, we’ve got just the right […]

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Credit Scores General Info

New Year, New Credit Score

With the passing of the New Year, and now the month of January, you’ve probably received most of your credit card bills from November and December, so you probably know just about how much you spent on Christmas. But, have you checked the impact of those new credit card balances on your credit score?

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