credit report

Credit Tips General Info

New Year – New Financial Plan

Happy New Year! If you’re like most people, a new year is a symbolic new start to certain parts of your life… We all make plans to go on a diet, to exercise more, to work harder, to appreciate all that we have, and so on.  But, have you thought about what your financial plan […]

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Questions

My Credit Card Application is Rejected. Now What?

When you apply for a credit card, there is always the possibility that your application will be rejected.  And when that application is rejected, it’s very tempting to fill out another application or applications with other credit card companies. However, that’s usually not the best course of action.  You see, whenever you fill out a […]

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General Info

10 Ugly Truths About Credit Cards

Credit card debt is one of the most difficult financial obstacles to overcome – interest rates are high, minimum payments barely scratch the surface of the actual debt, and it's just so, so easy to fall into the trap you set for yourself whenever you use your credit cards without having a real plan for […]

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Credit Scores General Info

New Year, New Credit Score

With the passing of the New Year, and now the month of January, you’ve probably received most of your credit card bills from November and December, so you probably know just about how much you spent on Christmas. But, have you checked the impact of those new credit card balances on your credit score?

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