budget

Budgeting

Why Budget Your Money?

Do you try to stick to a weekly, monthly, or even an annual budget?  Maybe you figure since you can barely make ends meet that it’s a waste of time to even try to budget your money?   Maybe you’ve never even thought about budgeting? Even though it may not seem worthwhile, or even important […]

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Budgeting General Info

Avoid Debt By Saying No To An Additional Monthly Payment

Monthly payments are often an irresistible trap to get what we want for a small fee.  After all, who does not want the latest car, smart phone or access to the latest on-line movie?  We all want these things, which is why the additional monthly payment is one of the easiest ways to get into […]

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Catalog Cards Personal Finance

Adulting 101: Make These Money Moves First When You’re Out on Your Own

Being on your own for the first time and managing your money can be scary. Relax. You don’t have to be a Wall Street pro by the time you draw your first paycheck. JJ Montanaro, a CERTIFIED FINANCIAL PLANNER™ with USAA, recommends these three first steps: Understand your pay stub Review your paycheck. Note your […]

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