Personal Finance

Personal Finance Updates

When You Can’t Afford to Pay Your Credit Card Bills

With the Corona Virus Pandemic, there are a lot of people who are now laid off.  While these lay offs are supposed to be temporary, who knows how long that might last?  Even more importantly, what happens if you can’t pay your bills?  What will happen if you can’t pay your credit card bills?  Your […]

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General Info Taxes

It’s Tax Time Again!

Here it is, tax time again! Were you able to save much on your taxes this year?  Or, did you fall into one of the many tax brackets where it seems you just can’t get a break?  Regardless of where your income falls on the scale, there are some things that you can do right […]

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Budgeting

Why Budget Your Money?

Do you try to stick to a weekly, monthly, or even an annual budget?  Maybe you figure since you can barely make ends meet that it’s a waste of time to even try to budget your money?   Maybe you’ve never even thought about budgeting? Even though it may not seem worthwhile, or even important […]

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Taxes Updates

Should I Be Concerned About Federal Tax Reform?

Although the 2016 tax season is upon us, there is a lot of talk about what changes might happen to our tax system going forward. First, I can’t resist citing some of the more famous quotes about taxes. Benjamin Franklin said, “In this world nothing can be said to be certain, except death and taxes.” […]

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Budgeting General Info

Avoid Debt By Saying No To An Additional Monthly Payment

Monthly payments are often an irresistible trap to get what we want for a small fee.  After all, who does not want the latest car, smart phone or access to the latest on-line movie?  We all want these things, which is why the additional monthly payment is one of the easiest ways to get into […]

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Catalog Cards Personal Finance

Adulting 101: Make These Money Moves First When You’re Out on Your Own

Being on your own for the first time and managing your money can be scary. Relax. You don’t have to be a Wall Street pro by the time you draw your first paycheck. JJ Montanaro, a CERTIFIED FINANCIAL PLANNER™ with USAA, recommends these three first steps: Understand your pay stub Review your paycheck. Note your […]

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Bankruptcy Credit Scores

The Easiest Way to Get Credit after Bankruptcy

What’s the easiest way to get a fresh start on your credit after filing bankruptcy? Typically just before you file bankruptcy, your credit score bottoms out, you don’t have a lot of money on hand, and no one will extend any kind of credit to you. Then, you file and although your debt is instantly erased, […]

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Bankruptcy Credit Scores

Easy Ways to Rebuild Credit After Bankruptcy

Looking for easy ways to rebuild your credit score after a bankruptcy? There are lots of ways to rebuild your credit score after bankruptcy.  One of the easiest and least expensive ways that I’ve seen is to open an account with a store/catalog sales site like Fingerhut. How will Fingerhut help your credit score after […]

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General Info Personal Finance

The Easiest Way to Get Credit for Christmas

If you’re like most people, you’re already wondering how you’ll ever afford to buy Christmas gifts this year!   Unfortunately, Christmas is one of the most stressful times of year simply because it costs so much money and most of us just don’t have that kind of extra cash to spend. Gift giving is just […]

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General Info Student Credit

Easiest Way to Teach Your Child How to Handle Money

Is it time to teach your child about money?  Is he or she ready to have a real allowance, ready to get his/her first part time job, or does your child already have a little income from babysitting, yard mowing, or something else?  Have you ever given your child your debit or credit card to […]

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