In a highly unusual economic climate, a highly unusual thing is occurring in the United States… Credit card debt is actually declining during the current recession! In fact, for the first time in years, total American credit card debt has now dropped below the $1 trillion mark. So, why is
This morning, millions of Americans checked their bank account, and this morning, millions of Americans were thrilled to find their stimulus money direct deposited. Now, the question is, what will you do with your stimulus money? Should you rush out and buy stuff? Spend it on necessities? Pay bills? Save
Credit cards maxed out? Barely able to make those minimum payments each month? Taking out a personal loan might be a good solution, but is it really the best way to pay off your credit card debt? If you’re one of the millions of Americans who is over their head
When it comes time to get your first credit card, or perhaps get a new credit card, take time to sit down and make a list of everything about the cards that you’re interested in. The PROS and the CONS. Depending on your credit level, the cards you’re interested in, the
Here it is, tax time again! Were you able to save much on your taxes this year? Or, did you fall into one of the many tax brackets where it seems you just can’t get a break? Regardless of where your income falls on the scale, there are some things
1. Don't wait until you finish school to start paying back your loans. Begin immediately and skip the grace periods if at all possible. Even if you're only paying the interest that's accruing. . Absolutely do not wait up till you finish, or take that six-month grace period. Why do
There are a lot of methods you might participate in trouble financially, however among the most tough to recuperate from is charge card financial obligation. With its common high interest rate, anyone who utilizes them and doesn’& & rsquo; & rsquo; t settle the balance within the initial thirty days
Thinking about replacing that old car this year? Maybe you’ve saved your tax refund as a down payment, or your old ride is just not as reliable as it should be, and now you’re ready to look at your options. Will you choose a brand new car, truck or SUV?
With the passing of the New Year, and now the month of January, you’ve probably received most of your credit card bills from November and December, so you probably know just about how much you spent on Christmas. But, have you checked the impact of those new credit card balances on your credit score?
As the year winds down, those Christmas credit card bills start rolling in, and many of us wonder how we’ll ever get them all paid off, especially with interest rates running as high as 29% or more on some cards. If you’re like most people, you probably spent way more