New Year – New Financial Plan
Happy New Year! If you’re like most people, a new year is a symbolic new start to certain parts of your life… We all make plans to go on a diet, to exercise more, to work harder, to appreciate all that we have, and so on. But, have you thought about what your financial plan […]
Read MoreFixing Your Credit Score
As if 2020 wasn’t bad enough already, what with a pandemic, lockdowns, and an economic downturn unlike any other, millions of people also lost their jobs… and that will leave millions of us with blemishes on our credit reports that can and, in many cases will, take years to clean up. We all know what […]
Read MoreIt Really is Easy to Get Credit Cards
Even though it’s not really the “shopping” season, your mailbox is still probably stuffed with offers for loans, credit cards, and catalog offers on a regular basis. Why is that? Since when did it become a year round thing to “sell” us, the consumer, on a different credit card, a personal loan, or store credit card? […]
Read MoreSummer Vacation Plans?
Do you have plans for your summer vacation? Or are you still trying to figure out how you’ll pay for it? Without careful planning, your summer vacation can end up costing you money for years and years! Especially if you’re planning to use a credit card to pay for all or part of the expenses […]
Read MoreThinking About Cancelling Your Credit Cards?
So, you’ve worked really hard to pay off one or two of your credit cards…it’s really tempting to just close that credit card account so you won’t even be tempted to use it again, but should you cancel paid off credit cards, even if you’re not using them? The decision to close a credit card […]
Read MoreEasiest Way to Get Approved for Credit
When it comes to getting approved for credit of any kind, there are really no “magic” approval tricks that you can use. You see, credit card companies look at your credit score, factoring in your payment history, available credit, and other things, and then they determine whether or not you’re a good risk for them […]
Read MoreEasiest Way to Save for Vacation
Spring and summer are just around the corner… and that means your annual vacation is just around the corner too! Have you started saving for vacation? Maybe you’re planning to hold onto your annual tax refund money and use that for vacation? Or maybe you’re looking for something else? Well, here’s an easy way to […]
Read MoreEasiest Fresh Start Card for Service Members
In the Armed Forces? Need an easy way to get a fresh start on your credit? We all know that our service members are rarely paid what they’re worth, and it’s really easy to get behind on your bills when you’re deployed, when you transfer to another base, or in the event that you have […]
Read MoreThe Easiest Way to Get A Fresh Start!
Get a fresh start on your credit before school starts! Even though school has just dismissed for the summer, you should already be thinking about all those back to school expenses. You know the ones…new clothes, faster computers, and all of the things it will take to send a child off to college come fall. […]
Read MoreEmporium: Luxury Shopping just got Easier!
With your Emporium Preferred Account, getting a fresh start on your credit with an online shopping site just got a whole lot easier! One of the easiest ways to improve your credit rating is to open a store/catalog credit card. Not only are catalog sites typically more lenient when it comes to approving those of […]
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