Month: January 2017

Thinking about how you’ll spend this year’s tax refund money?  

What if I told you there was a way to use your tax refund to improve your credit score and still be able to take that mini-vacation you’ve been dreaming about?  Or buy that new sofa and loveseat?  It’s true.  You can improve your credit score AND have what you want!  And it’s actually pretty simple… when you get that lump sum of tax refund cash, instead of rushing to the store and spending all your cash, use the cash to open a secured credit card with First Progress Platinum Select MasterCard® Secured Credit Card . Once you’ve opened the account, simply make a security deposit (between $200 and $2,000, you pick the amount), and then use the credit card to buy whatever you originally planned to buy with your tax refund.

When the credit card bill comes in, make your payments on time, every time. In turn, First Progress Platinum Select MasterCard® Secured Credit Card will report your good payment history every month. Within a few months, your credit score will begin to reflect your new payment history, and you’ll have a “line of credit” on your credit report, as well. Pay the balance down to less than 33% and your credit score will go even higher as you prove your creditworthiness. It really is that easy!

Why not get started on your way to an improved credit score today?

 

 

 

Looking for an easy way to save on your first Fingerhut order?

It’s as easy as answering a few questions, picking out what you want, and clicking Submit.  Didn’t get what you wanted for Christmas?  Want to do a little redecorating for spring?  Maybe you’re already planning that next big gift giving occasion…Someone’s birthday?  Valentine’s Day?  Graduation?  Whatever you’re looking for – you can get it and more at Fingerhut!

Happy New Year!

I don’t know about you, but one of the New Year’s resolutions that I make each and every year is to improve my personal financial situation… be that to increase the amount of money in my savings account, pay off a few bills, or to improve my credit score so that I can buy that new car I’ve been thinking about.

What about you?  What are your financial goals for this year?

If you’re like a lot of people these days, you may have had a financial setback or two in the past few years that may have impacted your credit score, and in so doing, may have affected your buying power or even your ability to get that great new job you’ve been considering.

Do you know your credit score?

You’d be amazed at the number of people who actually don’t know their credit score!  Maybe they’ve never taken the time to check their credit, learn how to read their score, or how to improve it.  Or, even worse, if they’ve had a serious setback, they may even be afraid to look at their credit score.  If that’s you, relax.  You’re not alone.  There was a time when I didn’t want to look at my credit score, too… I’d just changed jobs, moved halfway across the country, and made some serious financial mistakes.  And my credit score took a HUGE hit.  For years, I avoided even looking at my score, much less trying to figure out how to improve it.  But the turning point came when I had to buy a new car and my score wouldn’t qualify me even for a high interest rate on that new car.  Instead, I had to settle for a used car with an even higher interest rate!  It was right then and there that I decided it would never happen again.

How did I improve my credit score?

Well, first and foremost, I made the decision not just to actually KNOW my credit score, but to continuously monitor my score, and to do everything that I could to improve my score… before I HAD to buy anything else.  And the first step to improving my score?  I requested my full, complete credit report and then, I learned to read and understand it.

What about you?  Are you ready to know your credit score, to work to improve it, and meet your financial goals this year?