Fingerhut: Catalog Shopping Made Easy

What’s the best catalog shopping site?

There are lots of catalog shopping sites, including a couple with an online “rent to own” business model, at least one with a standard monthly “fee” that replaces any interest charges, and still others that want to be like the original catalog shopping site, Fingerhut. We’ve even reviewed a couple of the newer ones, and while we like the “rent to own” business model, the best true catalog shopping site is still Fingerhut.

What makes Fingerhut the best catalog shopping site?

In an actual side by side comparison, we discovered several reasons why Fingerhut is still the best:

    • Fingerhut gives you all of the details up front! Not only were we able to confirm what the actual cash price for the item was, but we were also able to see the regular payment rate, the number of payments, and the full price of the item simply by using a handy chart that is available at the click of your mouse.
    • Fingerhut’s actual cash price is significantly lower for regularly priced items. The differences in prices on our comparison items ranged from a few dollars to as much as 30% higher than other comparable catalog shopping sites.
    • Fingerhut’s interest rate is highly competitive, not just with other catalog shopping sites, but also with traditional credit cards’ interest rates. In fact, the interest rate at Fingerhut is actually LESS than many credit cards these days, so you may actually save some money by purchasing through Fingerhut instead of using a credit card to purchase the exact same product.
    • Fingerhut is the only catalog shopping site that offers consumers a second chance in the event that you don’t qualify for a traditional Fingerhut account. With a mere $30.00 deposit on your first order, you can still qualify for an account under their FreshStart program!
    • Fingerhut typically starts out customers with poor credit at a $300.00 credit limit, however, once you’ve placed your order and made regular payments over a period of time, most customers end up with a significantly higher credit limit, and many qualify for the Fingerhut Major Purchase Program, where you can purchase furniture, appliances, and other high end items at reasonable prices with extended payment terms.
    • As always, with Fingerhut there is no penalty for paying the balance of your account off early, and the total amount due is always readily available on your monthly statement.

Interested in opening a Fingerhut account of your own?

It’s far easier than you realize to qualify for Fingerhut.  The application is quick, easy, and secure and most people get an answer in less than a minute.  Go ahead – open your account today:

Find out instantly if you’re pre-approved with Fingerhut Credit.

The Easiest Way to Get A Fresh Start!

Get a fresh start on your credit before school starts!  Even though school has just dismissed for the summer, you should already be thinking about all those back to school expenses.  You know the ones…new clothes, faster computers, and all of the things it will take to send a child off to college come fall. Most parents spend several hundred dollars getting just one child back in school each year, but if you have more than one child, it can get really expensive.  And then, before you have the opportunity to recover from back to school expenses, it’s time to worry about how you’ll pay for Christmas!

It’s really hard to come up with the cash to pay for school clothes, those new sneakers he or she need for school sports, the new computer you’ve been putting off buying, or all the gifts that you have to buy come December, especially if your credit is less than perfect.

So why am I writing about this offer now?  The answer to that question is really simple. If you get a FreshStart on your credit now, and you use it responsibly, you’ll be ready later in the year when all those expenses roll around…and you won’t be frantically trying to figure out a way to pay for everything.

Fingerhut is a great way to:

  • Build your Credit with Fingerhut!
  • Shop Great Brands.
  • Are you pre-approved for Fingerhut Credit? Enter your name and address and find out now.
  • Apply for Fingerhut Credit Account issued by WebBank today. Fill out their easy online application.

Apply Now!

Fingerhut FreshStart & Christmas (in July)

Christmas in July?  No, this isn’t one of those sales gimmicks, either…this is a legitimate way to start planning how you’re going to pay for this year’s Christmas gifts!

If you’re like most people, you don’t have a lot of extra money during the year to put back for Christmas gifts…besides, it’s so far off, right?  Wrong.  Christmas is actually only five months away, and now is the time to start planning this year’s budget.

Well, here’s an idea for you – especially if your credit is a little tarnished.  Why not start rebuilding your credit today with the Fingerhut FreshStart Program so that you may actually be able to shop this December?

How’s that going to work?  Well… actually it may be easier than you think.  With Fingerhut’s FreshStart Program, you can get up to $250.00 credit now, and once you pay the initial purchase off, the account is converted to a revolving charge account… just in time for the Holidays!  Want to know more?

What is the Fingerhut FreshStart Program?

Essentially, the Fingerhut FreshStart Program was set up specifically for people who often can’t get credit any other way.

How do you enroll in the FreshStart Program?

It’s pretty simple:

  • Start by filling out a brief credit application, and once you’re approved, open an account (most people get approved and usually start out with $250.00 credit).
  • Shop their online store and charge something between $50.00 and the total amount of credit available to you.
  • Make a one time “down payment” of $30.00 when you place your order.  Once your $30.00 payment is cleared, Fingerhut ships your order.
  • Then, you simply make 6-8 regular payments (on time) until you pay off the purchase.
  • Once the original purchse is paid off, your account is then converted to a revolving Fingerhut charge account.  This means you’re eligible for credit line increases, and you can take advantage of the full line of buying options for every purchase you make (including deferred payment plans, low monthly payments, and a very reasonable monthly APR).

Even better, Fingerhut reports these regular payments AND your initial (and increasing) credit line to major credit bureaus.  This actually helps you build your credit by:

1. Reporting a history of regular payments with Fingerhut.

2. They report your “available credit” thereby showing or increasing the amount of credit shown as “available” on your credit report.  (This decreases your credit utilization if you’re not using the full amount available to you.)

Why not consider Fingerhut as the easy way for you to improve your credit?

Rebuilding Your Credit is Easy with Fingerhut FreshStart!

Got Bad Credit?  Got No Credit?  We’ve got a way that you can start rebuilding (or building) your credit TODAY!

One of the absolute easiest credit cards to get approved for is what’s often referred to as a “store” credit card.  But, did you know that these cards can also be one of the best ways to build or rebuild your credit?  It’s true – all you have to do is find one that reports to at least one of the major credit bureaus, and you can start rebuilding your credit now.

Fortunately for you, we’ve found one of the best “store” credit cards out there,  and we’d like to introduce you to Fingerhut’s FreshStart Program, and it’s designed for people just like you who need to work on their credit.

What is the Fingerhut FreshStart Program?

Essentially, the Fingerhut FreshStart Program was set up specifically for people who often can’t get credit any other way.

How do you enroll in the FreshStart Program?

It’s pretty simple:

  • Start by filling out a brief credit application, and once you’re approved, open an account (most people get approved and usually start out with $250.00 credit).
  • Shop their online store and charge something between $50.00 and the total amount of credit available to you.
  • Make a one time “down payment” of $30.00 when you place your order.  Once your $30.00 payment is cleared, Fingerhut ships your order.
  • Then, you simply make 6-8 regular payments (on time) until you pay off the purchase.
  • Once the original purchse is paid off, your account is then converted to a revolving Fingerhut charge account.  This means you’re eligible for credit line increases, and you can take advantage of the full line of buying options for every purchase you make (including deferred payment plans, low monthly payments, and a very reasonable monthly APR).

Even better, Fingerhut reports these regular payments AND your initial (and increasing) credit line to major credit bureaus.  This actually helps you build your credit by:

1. Reporting a history of regular payments with Fingerhut.

2. They report your “available credit” thereby showing or increasing the amount of credit shown as “available” on your credit report.  (This decreases your credit utilization if you’re not using the full amount available to you.)

Why not consider Fingerhut as the easy way for you to improve your credit?