Easy New Shopping Site! Shop TODAY!

Easy Plum Easy Credit! Apply Now, Start Buying Immediately!It’s not often that we find a new site that is as awesome as this one!  Even if you’ve been turned down for credit before, EasyPlum makes applying for credit to buy the things your family needs, wants and loves, quick and simple!

Even better, when you apply for an Easy Plum Credit Account issued by Klarna, you’ll get an answer instantly, which means you could start shopping right away. Easy Plum works with people every day who have (or had) credit challenges! Even better, Easy Plum helps you build your credit history and buying power by simply making your payments on time. Easy Plum reports your payment history to the major credit bureaus to provide you with great value for your hard earned money.

And, Easy Plum offers the latest in electronics, furniture, appliances, outdoor products, jewelry and more, with financing options to help make it all affordable for you! Once you’re approved, use your credit account to shop thousands of brand name products including HP, Cuisinart, Samsung, DeWalt, Panasonic and so much more at EasyPlum!

Easy, Fast & Secure. EasyPlum.com Instant Credit! Find Out Now & Shop Brand Names Today!

Rebuilding Your Credit Can be Easier Than You Think

Worried that your bad credit score will never go away?  Maybe your credit score is so low that you think it’s useless to even try to rebuild it because it will never happen?  Believe it or not, there are millions upon millions of people who are or have been in the same boat you’re in.  It really doesn’t take much to ruin your credit when you think about it… you lose your job and have no way to pay your bills, you get a divorce and your former spouse ruins both your credit scores, you have a serious or even catastrophic illness and can’t work… it happens.  But, once you’re back on your feet, what can you do to turn around your credit score?

Well, obviously, if there are any old bills that are unpaid or in arrears, the first thing you want to do is to get them paid up to date or paid off, whichever you can afford to do.  And you need to keep the payments on those bills current so that you can start rebuilding your payment history, and hopefully, your available credit may improve, depending on whether or not you still have open credit lines on any of your credit cards.

But, what if you have no credit whatsoever?  What then?  How do you begin to rebuild credit when you have absolutely no credit?

Although it is really hard to get credit when your score is at it’s lowest point, it can be done.  Here’s an option to consider if you want to rebuild your credit without having a family member put you on one of their credit cards, cosign for you, etc.:

Secured Credit Cards:  Secured credit cards are one of the easiest ways to get an actual credit card when absolutely no one will give you a credit card.  Yes, you do have to put up a security deposit that’s typically equal to the line of credit that you’re requesting, but the security deposit will simply sit in an account and you’ll use the card exactly as you would a credit card.  You’ll make purchases on the card, you’ll be charged interest, and you’ll make payments on the card.  In turn, the credit card company will regularly report your available credit and your good payment history to the credit bureaus, thus helping you to get back on the road to a better credit score.  Are there downsides to secured credit cards?  Of course there are, but if you’re serious about rebuilding your credit score, then the downsides will be minimal.  And you can shop around – some secured credit cards are definitely better than others!

Rebuilding your credit can be done and it doesn’t have to take forever, either.  You just have to get started, be diligent, and it will happen!

Emporium Black: Luxury Shopping Made Easy

Looking for an alternative to traditional catalog shopping sites?  Maybe you’d like to have the opportunity to choose from thousands of luxury items, but don’t want to pay astronomical interest rates?  Then you need to check out Emporium!  

Emporium Black is the only catalog shopping site that has adopted a sort of “Rent to Own” style that gives you the option to make monthly payments or pay only the cash price when you pay your order off within 60 days.  And the best part?  You can get almost anything on a “Rent to Own” basis!  From brand name furniture and top quality appliances to the latest gaming systems to fine jewelry, Emporium is THE luxury catalog shopping site on the internet.

Here are just a few of the benefits of opening an Emporium account today:

Brand Name Products: Emporium offers over 100,000 quality products in a number of categories, ranging from electronics to home furnishings to clothing and accessories.

Affordable Monthly Payments: When you buy something from Emporium, you’ll know up front what the monthly payment will be, and the date when it will be deducted from your checking account.

  • Your purchases up to $1,499, 90 Days Same as Cash. (95 Days for California Residents.)
  • Your purchases between $1,500 to $2,499, 6 Months Same as Cash.
  • Your purchases over $2,500, 12 Months Same as Cash.Early Payoff Discount: Emporium offers you the option to pay the cash price if your order is paid as shown:
  • After the periods shown, simply pay 50% of your remaining balance.

No Interest: Unlike other catalog shopping sites, there are no accumulating interest charges, your payment is set at the time of purchase.

No Fees: There are no fees of any kind associated with an Emporium account.

Easy Approval, Even for Less than Perfect Credit: Qualify in less than 60 seconds, even if your credit is less than perfect.

Get a Fresh Start on Your Credit:  Emporium is a great way to build or rebuild your credit simply by making payments on time.

No Long-Term Contract: You can return your product at any time after initial term or own your product after completion of your lease.  (The initial term is usually two months, although a couple of states have different requirements.)

What does it take to qualify for an Emporium account?

Emporium is actually designed for those with less than perfect credit, those who have little or no credit history, and those who typically do “rent to own” on a regular basis, and as such, it’s relatively easy to qualify for an account.  Here are the basic requirements:

  • Must have a verifiable monthly income of at least $1,500.
  • Must have an active checking account
  • Must be employed or receive retirement/pension or SSI/disability income
  • Must provide proof that you are 18 years of age or older

Once you’ve filled out the easy online application, Emporium will do a soft credit inquiry, which means you won’t have to worry about the it affecting your credit report, and you’ll have an answer within about a minute.  Spending limits with Emporium range from $300 all the way up to $5,000, depending on individual qualifications.  Once you’ve been approved, you simply place your order and it will ship immediately, usually arriving at your door within 5-7 days!  It really is that easy with Emporium.

So, if you’re looking for something a little different than your typical catalog shopping site, take a look at Emporium.  You won’t be disappointed!