It’s Tax Time!

Well, it’s that time of year once again – that’s right, it’s tax time.  Time to review your finances from the previous year, find as many deductions as you can, and hopefully get a refund from Uncle Sam!  Tax time is also the perfect time to budget, plan, and get a fresh start on your credit with a personal loan.

Let’s face it, if you’re like most of us, you might have overspent over the holidays, and those credit card bills have started rolling in… you’re wondering just how you will ever get them paid off, or even worse, you know you’re going to fall behind if you don’t figure something else out.  Who can pay that much interest on so many balances and ever hope to get ahead?

That’s why so many people are choosing to take out personal loans these days.  Unlike credit cards, which can have interest rates as high as 25 or even 35%, personal loans typically come with a much lower interest rate, and since all of your credit card balances are consolidated under one personal loan, the payments are typically much lower, too.  And you know exactly when you have to make your payment, how much it will be, and when you’ll have the balance paid off.  (With most loans, you can even pay it off early if you choose!)

So, go ahead.  When you’re planning your taxes, why not plan your financial future for the entire year, and reduce your debt load with a personal loan? It only takes a few minutes to apply AND the money is normally deposited into your account within a few days of approval – many lenders even work with those of us with less than perfect credit.  What could be easier than that?

Just be careful once you consolidate all your bills and put those credit cards away so that you don’t end up with credit card debt AND a personal loan payment!