Secured Credit Cards

There are certain instances where a secured credit card is the best or easiest choice for your next credit card. Particularly if your credit is extremely bad, you’ve just gone through a bankruptcy, or have absolutely no credit history, a secured credit card may be the only first step that you can make toward restoring your credit score in the future.

But that is not the only time that a secured or even a prepaid credit card makes sense! There are other circumstances when secured or prepaid is definitely the way to go:

  • Students – If your student is not responsible enough to handle an unsecured credit card, or you want to limit their spending ability, then secured is definitely the way to go!
  • Overseas Travel – When you travel outside of the boundaries of your home country, credit card laws and practices can change drastically!
  • Online Shopping – If you want to limit your liability, protect your identity, and avoid fraudulent charges, then a prepaid credit card is the ONLY way to shop online!
  • Gifts – Want to be sure that your cash gift can be used literally anywhere? Instead of a store or brand specific gift card, give a prepaid credit or debit card instead!

There are also dozens of other instances where prepaid or secured cards make more sense than using a conventional credit card or cash…give it a little thought, and we’re sure you’ll have your own reasons! Here are the easiest secured or prepaid credit cards to get today:

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