Christmas in July

Thinking about Christmas in July seems crazy, but really it’s never too early to start planning… And yes, before you start wondering about me, I am aware that it’s actually June, but what got me to thinking about this in the first place is the fact that one of the most popular cable channels announced this week that they are actually planning to debut two new Christmas movies next month during their “Christmas in July” movie extravaganza!

When you think about it, July is really only three months, or literally 90 days before we should be planning Christmas 2019, and by the time October arrives, it likely will be too late to plan how you’ll afford Christmas this year!  So, when you look at it that way, shouldn’t you be planning Christmas in July, too?

One of the best ways to start planning your spending this year is to figure out how much money you’ll need to spend on food, entertainment, and, of course, Christmas gifts!   And if you don’t have a lot of cash?  Then you need to figure out if you’ll use your savings or if you are going to need credit to pay for this year’s holiday season… do you have enough credit?

Maybe your credit is not in the best shape?  Maybe you need to work on your credit?  If that’s the case, there are some pretty decent companies that are willing to work with you as you try to rebuild your credit.. but you don’t want to wait until October to start.

Now’s the time to plan.  Now’s the time to act.  Now’s the time to get the credit you’ll need.  And when you look at it that way, Christmas in July doesn’t seem so crazy, does it?

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