1. Don't wait until you finish school to start paying back your loans. Begin immediately and skip the grace periods if at all possible. Even if you're only paying the interest that's accruing. . Absolutely do not wait up till you finish, or take that six-month grace period. Why do
There are a lot of methods you might participate in trouble financially, however among the most tough to recuperate from is charge card financial obligation. With its common high interest rate, anyone who utilizes them and doesn’& & rsquo; & rsquo; t settle the balance within the initial thirty days
Thinking about replacing that old car this year? Maybe you’ve saved your tax refund as a down payment, or your old ride is just not as reliable as it should be, and now you’re ready to look at your options. Will you choose a brand new car, truck or SUV?
With the passing of the New Year, and now the month of January, you’ve probably received most of your credit card bills from November and December, so you probably know just about how much you spent on Christmas. But, have you checked the impact of those new credit card balances on your credit score?
As the year winds down, those Christmas credit card bills start rolling in, and many of us wonder how we’ll ever get them all paid off, especially with interest rates running as high as 29% or more on some cards. If you’re like most people, you probably spent way more
As the end of the year approaches, one of the smartest things that you can do for yourself is to start planning your budget for 2019… How much money do you have to work with? Where did you overspend this year? Where can you save money next year? That said,
If you’ve been paying attention to the financial markets over the last six months to a year, you’ve undoubtedly noticed that interest rates are on the rise again. True, at this point, the increases are only a quarter of a point, but still if you take all of those little
Well, it’s that time of year once again – that’s right, it’s tax time. Time to review your finances from the previous year, find as many deductions as you can, and hopefully get a refund from Uncle Sam! Tax time is also the perfect time to budget, plan, and get
Ever wonder what exactly is a credit score? What even makes up your credit score? And, even more importantly, exactly what impacts your score has on your finances and why? Basically, a credit score is nothing more than a simple three digit number that credit bureaus use to determine your
Worried that your bad credit score will never go away? Maybe your credit score is so low that you think it’s useless to even try to rebuild it because it will never happen? Believe it or not, there are millions upon millions of people who are or have been in