New Fingerhut Promo Code!

Fingerhut Credit ApplicationIf you’re looking to spruce up your home or apartment for the upcoming holiday season, we’ve got just the ticket to save you some serious cash!

Fingerhut just announced their fall home sale today and there’s a PROMO code that will snag you 10% off your total purchase!   Now you can redecorate a whole room, the whole house, or maybe just add a few new things here and there to make your home the warm, festive place that you want it to be for Halloween, Thanksgiving, and even Christmas.

Freshen up the bath with new shower curtains, rugs, and accessories…or freshen up the bedroom with new flannel sheets, a comforter, or pillows… they’ve even got furniture on sale!

Why wait?   Shop Fingerhut.com! and use the promo code HOMESALE17 to save today!

Existing customers qualify for this promotion as do new customers who Apply for a Fingerhut Credit Account (issued by WebBank). Get low monthly payments with no annual fees or overlimit fees. Shop from thousands of trusted brands. Apply Today!

Offer ends 10/8/17 at 11:59pm CT. Enter promotion code HOMESALE17 during checkout to receive 10% off Bedding, Bath, Baby, Furniture, Home Decor and Window Treatments. Only valid on items in the Bedding, Bath, Baby, Furniture, Home Decor and Window Treatments categories. Not valid on Fingerhut FreshStart purchases. Not valid on previous purchases. Does not apply to shipping and handling. One promotion code per order. Cannot be combined with other Fingerhut offers. Not redeemable for cash. Not valid on partner offers.

Emergency Funds

Watching the events of the past couple of weeks, what with Hurricane Harvey flooding Texas, and now that Hurricane Irma is looming in the Atlantic Ocean, I’m reminded of one of the most important reasons that we all need emergency funds. In the event that you have an emergency, how will you manage to survive the days, weeks, or even months that it takes to return to some semblance of a normal life?

With hurricanes in particular, we usually have some warning and there are preparations that can be made, but you’ve got to have the funds available to make the right preparations. For example, you may want to buy plenty of food and water well before the storm comes into your area, or you may need to board up your windows, or if the storm threat is serious enough, you may need to evacuate completely.

After the storm passes, there are still more challenges to overcome… the price of gas, food, and other supplies can skyrocket, which takes a bite out of your already stressed budget. It’s a lot to try and cover on your normal salary, assuming that you’re able to get to work. But how many of us have an extra thousand or two sitting there just waiting for us in times of dire need? According to national statistics, not very many. In fact, 69 percent of us have less than $1,000.00 in savings, and of that, 34 percent have no savings at all.

What about you? What are your options? How can you effectively have an “emergency fund” when you don’t have the cash available?

One of the best ways that I know of to create an emergency fund that you can tap into quickly should you ever need to is to get a credit card and keep the available credit at or above the level that you would need to purchase the items you need to buy food and water, pay those exorbitant gas prices, or even rent the hotel room that you’d need to escape a hurricane, wild fire, flood, or other natural disaster if and when one threatens your area.

Granted, it may not go as far as you need it to should disaster strike, but at least a credit card with your “emergency fund” in available credit will give you options that you may not otherwise have. And those options can be the difference between life and death in some cases.